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Jinsi na Mahali pa Kununua Umee ( UMEE ) - Mwongozo wa Kina

UMEE ni nini?

What Is Umee (UMEE)?

Umee is a layer-one blockchain built on Cosmos designed to create a universal cross-chain DeFi hub. It serves as a base layer for future DApps and money legos. Thanks to the interoperability of the Tendermint Proof-of-stake consensus mechanism used, the Umee blockchain can be integrated with Cosmos, Ethereum, side chains, layer-two chains, and alternative base-layer protocols. It was created to address the three main issues plaguing DeFi today:

  • Detached yields
  • Concentrated systemic risks
  • Isolated capital

By introducing bridging solutions that increase capital efficiency and break the siloed structure of different blockchain ecosystems, Umee plans to enable cross-chain lending and borrowing, staking, and cross-chain DeFi rates. Eventually, Umee is to become a hub for all things DeFi, which connects various ecosystems all under the DeFi umbrella. That also includes having its own interest rate instruments and other financial primitives providing financial infrastructure for the crypto industry.

In its roadmap for 2022, Umee plans to deploy its lending and borrowing app on different blockchains like BSC, Solana, Polygon, Arbitrum, and Optimism. Furthermore, it sees protocol developments on top of its base layer, such as meTokens, Staking Curves, and DeFi Debt Protocols.

Who Are the Founders of Umee?

Umee was founded by Brent Xu, a former contributor to the Ethereum ecosystem and former Strategic Advisor to Tendermint. In total, Umee lists 16 employees on its Linkedin, with experience at different blockchain companies like Binance, Yearn, and Sushi, as well as tech companies like Google, Meta, and Amazon.

Furthermore, Umee has raised $6.3 million in a seed round led by Polychain, with investments from Coinbase Ventures, Alameda Research, and others.

What Makes Umee Unique?

Although many DeFi protocols claim they want to integrate DeFi across blockchains, Umee is in a unique position to do so for several reasons.

First, its Tendermint proof-of-stake consensus mechanism provides a mix of speed and efficiency that enables Umee to create a credible base layer for cross-chain lending and borrowing. Built on the Inter-Blockchain Communication (IBC) interoperability protocol, the flagship Cosmos protocol for cross-chain communication, Umee offers fast transaction finality without multiple block confirmations or excessive time delays.

Furthermore, its** Gravity Bridge** bridges between Cosmos and Ethereum and allows transfers between the two ecosystems with opposing value propositions. ERC-20 tokens can be used on a chain with fast transaction finality (Cosmos) and then be bridged to a network focused on decentralized validators (Ethereum).

Another key feature of the Umee ecosystem is its Universal Debt Facility, a base layer lending protocol allowing developers to deploy their own customized debt instruments. Thanks to its modular design, future lending pools, and DeFi protocols can build interfaces on top of it.

Umee's **meTokens **are used for collateralized liquid staking positions. For example, a trader can have a staked position on one blockchain through the Umee ecosystem and use this staked collateral, represented by a meToken, to open another position in another ecosystem. Furthermore, its uTokens fulfill a similar function for assets lent through the platform's Universal Debt Facility. Traders receive interest on their lent assets and uTokens represent both the asset and the accruing interest.

Related Pages:

Check out Cosmos (ATOM) — the base layer of the Umee blockchain.

Check out Raydium (RAY) — the decentralized exchange of the Solana blockchain.

Read our deep dive into the biggest protocols on Ethereum.

Get the latest crypto news and latest trading insights with the CoinMarketCap blog.

How Many Umee (UMEE) Coins Are There in Circulation?

UMEE is the native governance token and is used for consensus validation in the network's PoS architecture. It also accrues network fees from token swaps and is used to pay for gas on Umee, similar to ETH on Ethereum. The token has a total supply of 10 billion according to the following distribution:

  • Public Sale (5%): vested linearly for eight to ten months depending on the sale option selected.
  • Community (46%): one year linearly.
  • Private Sale (14%): six-month cliff, 1% vested linearly for six months while the remaining 13% vested linearly for eighteen months.
  • Team (15%): six-month cliff, vested linearly for thirty months.
  • Umee Labs (10%): twelve-month cliff, vested linearly for eighty-four months.
  • Ecosystem (9%): community governance will decide how to use these tokens to best incentivize developers to build on top of the Umee blockchain; vested linearly for eight years.
  • Advisors (1%): six-month cliff, vested linearly for thirty months.

Token inflation will depend on the staking participation rate. Inflation can reduce to 7% if the staking rate exceeds the target or rise to 14% if it undershoots the target staking rate. Furthermore, the community can decide to use platform fees for buybacks and burns of UMEE to create deflationary dynamics and raise the token price.

How Is the Umee Network Secured?

Umee is built on the Cosmos blockchain, a layer-1 chain describing itself as "Blockchain 3.0" because of its interoperability. Its Proof-of-stake consensus mechanism connects the different blockchains in the Cosmos ecosystem - Umee being one of them - to a "web of blockchains" This web of interoperable blockchains allows Cosmos to provide better performance than rival chains while not compromising important factors like low fees and quick transaction finality.

Can Umee Reach $1?

After its IDO on February 15, 2022, UMEE quickly reached an all-time high of $0.35 but has corrected since. The future price development will depend on macro conditions and the project's ability to connect with different DeFi protocols. However, $1 does seem like a reasonable long-term target for UMEE.

Where Can You Buy Umee (UMEE)?

UMEE is available on FTX, DigiFinex, BTCEX, Gate.io, and MEXC.

If you want to learn more about how to start buying cryptocurrencies, you can read more in our guide.

UMEE iliuzwa kwa mara ya kwanza mnamo 23rd Dec, 2021 . Ina usambazaji wa jumla wa 11,618,755,450 . Kufikia sasa hivi UMEE ina mtaji wa soko wa USD ${{marketCap} }.Bei ya sasa ya UMEE ni ${{price} } na iko katika nafasi ya {{rank}} kwenye Coinmarketcapna hivi karibuni imeongezeka kwa asilimia 33.36 wakati wa kuandika.

UMEE imeorodheshwa kwenye idadi ya ubadilishanaji wa crypto, tofauti na sarafu zingine kuu, haiwezi kununuliwa moja kwa moja na pesa za fiats. Walakini, Bado unaweza kununua sarafu hii kwa urahisi kwa kununua kwanza USDT kutoka kwa ubadilishanaji wowote wa fiat-to-crypto na kisha uhamishe kwa kubadilishana ambayo hutoa kufanya biashara ya sarafu hii, katika nakala hii ya mwongozo, tutakuonyesha kwa undani hatua za kununua UMEE . .

Hatua ya 1: Jisajili kwenye Fiat-to-Crypto Exchange

Utalazimika kwanza kununua moja ya sarafu kuu za siri, katika kesi hii, USDT ( USDT ). Katika makala haya tutakupitia kwa undani ubadilishanaji wa fiat-to-crypto unaotumika sana, Uphold.com na Coinbase. Mabadilishano yote mawili yana sera zao za ada na vipengele vingine ambavyo tutapitia kwa kina. Inapendekezwa kuwa ujaribu zote mbili na utambue ile inayokufaa zaidi.

uphold

Inafaa kwa wafanyabiashara wa Marekani

Chagua Fiat-to-Crypto Exchange kwa maelezo:

UMEE

Kwa kuwa moja ya ubadilishanaji maarufu na rahisi wa fiat-to-crypto, UpHold ina faida zifuatazo:

  • Rahisi kununua na kufanya biashara kati ya mali nyingi, zaidi ya 50 na bado inaongeza
  • Hivi sasa zaidi ya watumiaji milioni 7 duniani kote
  • Unaweza kutuma maombi ya kadi ya Malipo ya UpHold ambapo unaweza kutumia mali ya crypto kwenye akaunti yako kama kadi ya kawaida ya malipo! (Marekani pekee lakini watakuwa Uingereza baadaye)
  • Rahisi kutumia programu ya simu ambapo unaweza kutoa fedha kwa benki au kubadilishana nyingine yoyote ya altcoin kwa urahisi
  • Hakuna ada zilizofichwa na ada zingine zozote za akaunti
  • Kuna maagizo machache ya kununua/kuuza kwa watumiaji wa hali ya juu zaidi
  • Unaweza kuweka amana zinazorudiwa kwa urahisi kwa Wastani wa Gharama ya Dollar (DCA) ikiwa unakusudia kushikilia pesa za crypto kwa muda mrefu.
  • USDT, ambayo ni mojawapo ya sarafu za sarafu zinazoungwa mkono na USD maarufu (kimsingi ni sarafu ya crypto ambayo inaungwa mkono na pesa halisi ya fiat ili ziwe chini ya tete na zinaweza kushughulikiwa kama pesa ambazo zimeunganishwa nazo) zinapatikana, hii ni rahisi zaidi ikiwa. altcoin unakusudia kununua ina jozi za biashara za USDT pekee kwenye ubadilishaji wa altcoin kwa hivyo sio lazima upitie ubadilishaji mwingine wa sarafu unaponunua altcoin.
Hatua Onyesha za Maelezo ▾
UMEE

Andika barua pepe yako na ubofye 'Inayofuata'. Hakikisha unatoa jina lako halisi kwani UpHold italihitaji kwa akaunti na uthibitishaji wa utambulisho. Chagua nenosiri dhabiti ili akaunti yako isiwe hatarini kwa wadukuzi.

UMEE

Utapokea barua pepe ya uthibitisho. Fungua na ubofye kiungo kilicho ndani. Kisha utahitajika kutoa nambari sahihi ya simu ya mkononi ili kusanidi uthibitishaji wa vipengele viwili (2FA), ni safu ya ziada kwa usalama wa akaunti yako na tunapendekezwa sana uendelee kuwasha kipengele hiki.

UMEE

Fuata hatua inayofuata ili ukamilishe uthibitishaji wa utambulisho wako. Hatua hizi ni za kuogopesha kidogo hasa unaposubiri kununua mali lakini kama taasisi nyingine zozote za kifedha, UpHold inadhibitiwa katika nchi nyingi kama vile Marekani, Uingereza na Umoja wa Ulaya. Unaweza kuchukua hii kama biashara ya kutumia jukwaa linaloaminika kufanya ununuzi wako wa kwanza wa crypto. Habari njema ni kwamba mchakato mzima unaoitwa Jua-Wateja Wako (KYC) sasa umejiendesha otomatiki na haupaswi kuchukua zaidi ya dakika 15 kukamilika.

Hatua ya 2: Nunua USDT kwa pesa ya fiat

UMEE

Mara tu unapomaliza mchakato wa KYC. Utaombwa uongeze njia ya kulipa. Hapa unaweza kuchagua kutoa kadi ya mkopo/debit au utumie uhamisho wa benki. Unaweza kutozwa ada za juu kulingana na kampuni ya kadi yako ya mkopo na bei tete unapotumia kadi lakini pia utanunua papo hapo. Ingawa uhamisho wa benki utakuwa wa bei nafuu lakini polepole, kulingana na nchi unakoishi, baadhi ya nchi zitatoa amana ya papo hapo ya pesa kwa ada za chini.

UMEE

Sasa mko tayari, kwenye skrini ya 'Transact' chini ya uga wa 'Kutoka', chagua sarafu yako ya sarafu, na kisha kwenye sehemu ya 'Kwa' chagua USDT , bofya onyesho la kukagua muamala wako na ubofye thibitisha ikiwa kila kitu kinaonekana vizuri. .. na hongera! Umenunua kwa mara ya kwanza kwa njia ya crypto.

Hatua ya 3: Hamisha USDT kwa Altcoin Exchange

UMEE

Lakini bado hatujamaliza, kwa kuwa UMEE ni altcoin tunahitaji kuhamisha USDT yetu kwa kubadilishana ambayo UMEE inaweza kuuzwa, hapa tutatumia Gate.io kama ubadilishanaji wetu. Gate.io ni ubadilishanaji maarufu wa biashara ya altcoins na ina idadi kubwa ya jozi za altcoins zinazoweza kuuzwa. Tumia kiungo kilicho hapa chini kusajili akaunti yako mpya.

Gate.io ni ubadilishanaji wa fedha za Kimarekani ulioanzishwa mwaka wa 2017. Kwa vile ubadilishaji huo ni wa Marekani, wawekezaji wa Marekani bila shaka wanaweza kufanya biashara hapa na tunapendekeza wafanyabiashara wa Marekani wajisajili kwenye ubadilishaji huu. Ubadilishanaji huo unapatikana kwa Kiingereza na Kichina (ya mwisho ikiwa ni msaada sana kwa wawekezaji wa Kichina). Sababu kuu ya uuzaji ya Gate.io ni uteuzi wao mpana wa jozi za biashara. Unaweza kupata altcoins nyingi mpya hapa. Gate.io pia inaonyesha kiwango cha biashara cha kuvutia. Takriban kila siku ni mojawapo ya mabadilishano 20 ya juu yenye kiwango cha juu zaidi cha biashara. Kiasi cha biashara kinafikia takriban. Dola milioni 100 kila siku. Jozi 10 bora za biashara kwenye Gate.io kulingana na kiwango cha biashara kawaida huwa na USDT (Tether) kama sehemu moja ya jozi. Kwa hivyo, kwa muhtasari wa yaliyotangulia, idadi kubwa ya jozi za biashara za Gate.io na ukwasi wake wa ajabu ni vipengele vya kuvutia sana vya ubadilishanaji huu.

UMEE

Baada ya kupitia mchakato sawa na tulivyofanya hapo awali na Kushikilia , utashauriwa kusanidi uthibitishaji wa 2FA pia, umalize kwani huongeza usalama wa ziada kwenye akaunti yako.

Hatua ya 4: Weka USDT ili kubadilishana

UMEE

Inategemea sera za ubadilishaji unaweza kuhitajika kupitia mchakato mwingine wa KYC, kwa kawaida hii inapaswa kukuchukua kutoka dakika 30 hadi siku chache za juu zaidi. Ingawa mchakato unapaswa kuwa moja kwa moja na rahisi kufuata. Mara tu ukimaliza nayo unapaswa kupata ufikiaji kamili wa mkoba wako wa kubadilishana.

UMEE

Ikiwa hii ni mara yako ya kwanza kuweka akiba ya crypto, skrini hapa inaweza kuonekana ya kuogopesha kidogo. Lakini usijali, kimsingi ni rahisi kuliko kufanya uhamishaji wa benki. Kwenye kisanduku kilicho upande wa kulia, utaona msururu wa nambari za nasibu zinazosema 'anwani USDT ', hii ni anwani ya kipekee ya umma ya pochi yako USDT saa Gate.io na unaweza kupokea USDT kwa kumpa mtu anwani hii ili akutumie pesa. . Kwa kuwa sasa tunahamisha USDT kwa Kushikilia tuliyonunua awali hadi kwenye mkoba huu, bofya 'Nakili Anwani' au ubofye-kulia anwani kamili na ubofye nakala ili kunyakua anwani hii kwenye ubao wako wa kunakili.

Sasa rudi kwenye UpHold, nenda kwenye skrini ya Transact na ubofye USDT kwenye sehemu ya "Kutoka", chagua kiasi unachotaka kutuma na kwenye sehemu ya "To" chagua USDT chini ya "Crypto Network", kisha ubofye "Onyesho la Kuondoa" .

Kwenye skrini inayofuata, bandika anwani ya mkoba kutoka kwenye ubao wako wa kunakili, kwa kuzingatia usalama unapaswa kuangalia kama anwani zote mbili zinalingana. Inajulikana kuwa kuna programu hasidi ya kompyuta ambayo inaweza kubadilisha yaliyomo kwenye ubao wako wa kunakili hadi anwani nyingine ya pochi na utakuwa unatuma pesa kwa mtu mwingine.

Baada ya kukagua, bofya 'Thibitisha' ili kuendelea, unapaswa kupokea barua pepe ya uthibitisho papo hapo, bofya kiungo cha uthibitishaji kwenye barua pepe na sarafu zako ziko njiani kuelekea Gate.io !

UMEE

Sasa rudi kwa Gate.io na uende kwenye pochi zako za kubadilisha fedha, usijali ikiwa hujaona amana yako hapa. Pengine bado inathibitishwa katika mtandao wa blockchain na inapaswa kuchukua dakika chache kwa sarafu zako kufika. Kulingana na hali ya trafiki ya mtandao wa mtandao USDT , wakati wa shughuli nyingi inaweza kuchukua muda zaidi.

Unapaswa kupokea arifa ya uthibitishaji kutoka kwa Gate.io mara tu USDT wako atakapofika. Na sasa uko tayari kununua UMEE !

Hatua ya 5: Biashara UMEE

UMEE

Rudi kwa Gate.io , kisha nenda kwa 'Kubadilishana'. Boom! Mtazamo ulioje! Takwimu zinazozunguka kila wakati zinaweza kutisha, lakini tulia, wacha tuzungumze na hili.

UMEE

Katika safu ya kulia kuna upau wa utafutaji, sasa hakikisha " USDT " imechaguliwa tunapofanya biashara USDT kwa jozi ya altcoin. Bofya juu yake na uandike " UMEE ", unapaswa kuona UMEE / USDT , chagua jozi hiyo na unapaswa kuona chati ya bei ya UMEE / USDT katikati ya ukurasa.

Hapo chini kuna kisanduku chenye kitufe cha kijani kinachosema "Nunua UMEE ", ndani ya kisanduku, chagua kichupo cha "Soko" hapa kwani hiyo ndiyo aina iliyonyooka zaidi ya maagizo ya ununuzi. Unaweza kuandika kiasi chako au kuchagua sehemu gani ya amana yako USDT ungependa kutumia kununua, kwa kubofya vitufe vya asilimia. Unapothibitisha kila kitu, bofya "Nunua UMEE ". Voila! Hatimaye umenunua UMEE !

Hatua ya Mwisho: Hifadhi UMEE kwa usalama kwenye pochi za maunzi

Ledger Nano S

Ledger Nano S

  • Easy to set up and friendly interface
  • Can be used on desktops and laptops
  • Lightweight and Portable
  • Support most blockchains and wide range of (ERC-20/BEP-20) tokens
  • Multiple languages available
  • Built by a well-established company found in 2014 with great chip security
  • Affordable price
Ledger Nano X

Ledger Nano X

  • More powerful secure element chip (ST33) than Ledger Nano S
  • Can be used on desktop or laptop, or even smartphone and tablet through Bluetooth integration
  • Lightweight and Portable with built-in rechargeable battery
  • Larger screen
  • More storage space than Ledger Nano S
  • Support most blockchains and wide range of (ERC-20/BEP-20) tokens
  • Multiple languages available
  • Built by a well-established company found in 2014 with great chip security
  • Affordable price

Ikiwa unapanga kuweka("hodl" kama wengine wanavyoweza kusema, kimsingi makosa ya tahajia "shikilia" ambayo yanajulikana kwa muda) UMEE yako kwa muda mrefu, unaweza kutaka kuchunguza njia za kuiweka salama, ingawa Binance ni mmoja wapo ubadilishanaji salama wa cryptocurrency kumekuwa na matukio ya udukuzi na pesa zilipotea. Kwa sababu ya asili ya pochi katika kubadilishana, zitakuwa mtandaoni kila wakati("Pochi Moto" kama tunavyoziita), kwa hivyo kufichua vipengele fulani vya udhaifu. Njia salama zaidi ya kuhifadhi sarafu zako hadi sasa ni kuziweka katika aina ya "Pochi Baridi", ambapo pochi itaweza tu kufikia blockchain (au "kwenda mtandaoni") unapotuma pesa, na hivyo kupunguza uwezekano wa matukio ya udukuzi. Wallet ya karatasi ni aina ya pochi baridi isiyolipishwa, kimsingi ni jozi ya anwani ya umma na ya faragha inayozalishwa nje ya mtandao na utaiandika mahali fulani, na kuiweka salama. Hata hivyo, sio muda mrefu na inakabiliwa na hatari mbalimbali.

Mkoba wa vifaa hapa ni chaguo bora zaidi ya pochi baridi. Kawaida ni vifaa vinavyowezeshwa na USB ambavyo huhifadhi maelezo muhimu ya pochi yako kwa njia ya kudumu zaidi. Zimejengwa kwa usalama wa kiwango cha kijeshi na firmware yao hudumishwa kila mara na watengenezaji wao na hivyo ni salama sana. Ledger Nano S na Ledger Nano X na ndizo chaguo maarufu zaidi katika kitengo hiki, pochi hizi zinagharimu karibu $50 hadi $100 kulingana na huduma wanazotoa. Ikiwa unashikilia mali yako pochi hizi ni uwekezaji mzuri kwa maoni yetu.

maswali yanayoulizwa mara kwa mara

Je, ninaweza kununua UMEE kwa pesa taslimu?

Hakuna njia ya moja kwa moja ya kununua UMEE na pesa taslimu. Hata hivyo, unaweza kutumia masoko kama vile LocalBitcoins ili kwanza ununue USDT , na umalize hatua zingine kwa kuhamisha USDT zako hadi kwa ubadilishanaji husika wa AltCoin.

LocalBitcoins ni ubadilishanaji wa Bitcoin wa rika-kwa-rika. Ni soko ambapo watumiaji wanaweza kununua na kuuza Bitcoins na kutoka kwa kila mmoja. Watumiaji, wanaoitwa wafanyabiashara, huunda matangazo kwa bei na njia ya malipo wanayotaka kutoa. Unaweza kuchagua kununua kutoka kwa wauzaji kutoka eneo fulani la karibu kwenye jukwaa. ni mahali pazuri pa kwenda kununua Bitcoins wakati huwezi kupata njia zako za malipo unazotaka mahali pengine popote. Lakini bei kawaida huwa juu kwenye jukwaa hili na lazima ufanye bidii yako ili kuepuka kulaghaiwa.

Kuna njia za haraka za kununua UMEE huko Uropa?

Ndiyo, kwa kweli, Ulaya ni mojawapo ya maeneo rahisi zaidi ya kununua cryptos kwa ujumla. Kuna hata benki za mtandaoni ambazo unaweza kufungua akaunti kwa urahisi na kuhamisha pesa kwa ubadilishanaji kama vile Coinbase na Uphold.

Je, kuna majukwaa yoyote mbadala ya kununua UMEE au Bitcoin na kadi za mkopo?

Ndiyo. pia ni jukwaa rahisi sana la kutumia kununua Bitcoin kwa kadi za mkopo. Ni ubadilishaji wa papo hapo wa cryptocurrency ambao hukuruhusu kubadilishana crypto haraka na kuinunua na kadi ya benki. Kiolesura chake cha mtumiaji ni rahisi sana kutumia na hatua za kununua zinajieleza vizuri.

Soma zaidi juu ya misingi ya Umee na bei ya sasa hapa.

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